Your Passport to Income Protection. If you've never considered disability income insurance before, you may wonder why you need it now, especially if you're young and healthy. But most professionals, at all stages, at all income levels, need solid disability income protection. The ATLA Disability Income Plan can help you protect your earning capacity. Chances are you already protect your important assets, such as your house. Your health insurance can only cover your medical expenses; it can't provide a regular source of income. Why not help protect the most important asset you have—your ability to earn an income?

PRACTICAL HELP Helps provide a substitute source of income if you are Totally Disabled and cannot work. Provides monthly benefits to aid in paying personal bills when disabled. Offers two plans—a Short Term or a Career Plan—to meet individual needs and budgets. VALUABLE BENEFITS Members Under Age 65 Are Eligible to Apply Your Choice of Long or Short Term Plan Options Apply for either a Short Term Plan that offers protection for up to 12 months . . . or a Career Plan that provides longer term coverage up to age 65 (up to two years if disability begins at age 64 or older). Your Choice of Monthly Benefits The Career Plan offers monthly benefit options up to $10,000; the Short Term Plan, up to $5,000. Your Choice of Waiting Periods The Career Plan offers you the choice of a 90 day or 180 day waiting period—the amount of time you must be Totally Disabled before benefit payments begin. The Short Term Plan has a 30-day waiting period. Preferred Definition of Disability Protects You as a Trial Lawyer Residual Benefits Rehabilitation Program Survivor Income Benefit

For information about Plan features, cost, eligibility, renewability, limitations and exclusions, please refer to the Disability Income Plan Information.

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