Life insurance is one of the cornerstones of financial planning. In the event of an unexpected or premature death, the ATLA Term Life Plan can help provide the financial security your family needs. This life insurance helps make sure they'll be able to meet current expenses—such as mortgage and car payments—as well as future expenses such as college tuition. A very high percentage of American adults have life insurance. But, just as important as having insurance is having insurance that's sufficient for your needs. To help determine how much insurance you may need, see the Worksheet.

VALUABLE BENEFITS Up to $1,000,000 of Member and Spouse Coverage* Note: The amount of spouse coverage may not exceed 100% of member's. The amount of dependents' coverage is subject to mandated limitations in certain states. Affordable Group Rates Discounts Offered on Higher Volumes Your rates are discounted when you become insured for $100,000 through $240,000. They are discounted even more when you become insured for $250,000 through $1,000,000. Discounts for Non-Smokers Take advantage of lower rates if you have not smoked cigarettes, cigars or a pipe, or chewed tobacco in the past twelve months. Portable Coverage The Plan offers portable coverage that can follow you throughout your career, as long as you continue to meet eligibility requirements, pay premiums when due and the group policy remains in force. Your Employees Are Eligible Your full-time, non-attorney employees can take advantage of this valuable, low-cost coverage. Share this good news with them. Terminal Illness Benefit ("Accelerated Death Benefit") Enables you to apply for a portion of your benefits from your policy if you become terminally ill, subject to certain policy restrictions and limitations. These benefits are paid directly to you, and you may spend them any way you wish. * You are eligible to apply if you are an ATLA member or a member of a participating State Trial Lawyer Association employed in full-time practice or a full-time, non-attorney employee of a member, AND you are under age 65.

For information about Plan features, cost, eligibility, renewability, limitations and exclusions, please refer to the Term Life Plan Information.

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